Zero “forgotten” EMIs
Auto due-reminders by push/SMS + agent visit list sorted by overdue days. Collections rise first month.
Notebooks tear, Excel hides defaults, agents “forget” collections. Whether you run private finance, chit funds, SHG/microfinance, Nidhi company or just shop udhari — you need an app where every loan, EMI, receipt and follow-up is timestamped, signed and synced to YOUR server.
I build lender + agent + borrower apps from one backend: loan approval with photo/KYC, EMI schedule with UPI + receipt PDF, field-collection app with offline mode, chit auction register, and owner dashboard showing collection % + overdue heat-list daily.
Who is this for?
- Private financiers & money lenders
- Chit funds & kuri organizers
- SHGs, microfinance & Nidhi companies
- Bike/car finance & rental owners
- Shops with udhari/credit customers
6 reasons this app grows your business
Agents cannot fudge
GPS + photo + UPI receipt on every collection. Owner sees live collection vs target.
Chit without chaos
Members, auction entries, prize/dividend auto-calc, defaulter lock. Monthly meeting becomes 20 minutes.
Borrower trust + repeat
Borrowers see balance, receipts and closing date — they repay faster and borrow again.
Works offline in field
Village collections saved offline with receipt SMS later. Syncs when network returns.
Audit-ready books
Day book, ledger, NPA list, agent commission — export to Excel/Tally for your auditor.
What your app includes
- Loan/KYC approval + EMI schedules
- UPI collection + receipt PDFs + SMS
- Agent field app + GPS + offline mode
- Chit/kuri auction + dividend register
- Defaulter heat-list + follow-up calls
- Owner dashboard + Tally/Excel export
How we launch in 4 simple steps
- Day 1 — Free 20-min call: you explain your idea, I note scope + fixed price.
- Week 1 — Demo screens: tap-through design on your phone, unlimited tweaks.
- Weekly builds: install APK/TestFlight, give feedback, I refine + backend.
- Launch + growth: Play Store ASO, analytics, 30-day free support.
Questions owners ask me
Is digital lending legal compliance covered?
App supports KYC, e-sign consent, receipt trails and audit logs. You follow RBI/policy via your legal advisor — the app enforces your rules.
Agents in villages with no network?
Yes — offline-first: collect, print/SMS receipt later, auto-sync. Proven MService field pattern.
Chit auction calculations?
Yes — prize, dividend, foreman commission auto-split with member passbook + meeting minutes PDF.
Borrowers get an app too?
Optional lightweight app: balance, due date, pay-by-UPI, receipts — reduces your reminder calls.
Ready to put your business on every phone?
Contact me below with your idea — get fixed quote + launch plan in 24 hours. Pilot offer: free store ASO + launch checklist with every mobile app this month.
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